General Insurance

general insurance

With the right general insurance policy, you won’t need to worry about damage to your home, vehicle or expensive gadgets on account calamities or accidentals. Similarly, with the right travel policy, medical emergencies while travelling will no longer be a concern. Buy the right policy online in a completely paperless manner and get instant protection for your possessions.

Type of General Insurance:

Home Insurance

Home insurance protects homeowners and renters from financial losses due to damage or loss of their property caused by events such as fire, theft, or natural disasters.

Health Insurance

Health insurance covers medical expenses, providing financial assistance for hospitalization, surgeries, and other healthcare services. It helps individuals manage the high costs associated with medical treatments.

Travel Insurance

This insurance offers protection against unexpected events during travel, including trip cancellations, lost luggage, medical emergencies, and other travel-related issues.

Business Insurance

Business owners can opt for various types of insurance, such as property insurance, liability insurance, and business interruption insurance, to safeguard their enterprises from financial losses resulting from unforeseen events.

Private Car Insurance

This type of insurance provides coverage for vehicles against losses and damages resulting from accidents, theft, or natural disasters.

Types of General Insurance Policies

General Insurance with Critical Illness Cover – This General Insurance plan includes a Life Insurance benefit that is paid out in lump sum in the unfortunate event that the Policyholder dies during the policy term. A paid-for Life Insurance cover is part of the basic Life Insurance policy.

Basic Plan –  A Life Insurance policy that pays out a lump sum in the event of the Policyholder’s Death within the policy period is included in the basic General Insurance plan. There is a paid life cover included in the basic Life Insurance plan.

Life Insurance with Accidental Death Cover – A Life Insurance policy included in this General Insurance plan provides a lump sum payout in the event that the Policyholder passes away within the Policy’s term. There is a paid life cover included in the basic Life Insurance plan.

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General Insurance FAQ

  • Which company is best for general insurance?
    (i) Bajaj Allianz General Insurance Comapny. (ii) Bharti AXA General Insurance Company. (iii) Cholamandalam MS General Insurance Company. (iv) Future Generali India Insurance Company. (v) HDFC ERGO General Insurance Company. (vi) ICICI Lombard General Insurance Company. (vii) IFFCO TOKIO General Insurance Company. (viii) Kotak Mahindra General Insurance Company.
  • What does general insurance cover?
    General insurance provides coverage for a range of unforeseen events such as accidents, illnesses, property damage, and liability claims.
  • Is flood damage covered under general insurance?
    Standard general insurance policies typically do not cover flood damage. If you live in an area prone to flooding, it's advisable to purchase a separate flood insurance policy. This specialized coverage ensures that your property is adequately protected in the event of flood-related damages.
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